A Guide to Buying Houses : Buying a House is Simple and Easy
Buying a new house is a tricky business. It’s a long term investment, so you want to make as little mistakes as possible, none at all if you can manage to do it. To help you with that, here is a little guide we’ve put together to help you through the steps when you’re looking to buy a new house.
1. Inspecting the premises.
What kind of purchase would it be if you didn’t have a feel for it first? So the first step is always to conduct a home inspection. Make sure that you are as thorough as possible, and every nook and cranny is carefully scrutinized. A hole in the wall might mean water damage, or even termites, if you aren’t observant. You could end up buying a rundown house that only looks good on the outside. Doing a home inspection also gives you a better grasp of where your money’s going so you don’t keep torturing yourself with questions about the house’s durability, looks, liveability, and so on.
You may also want to consider hiring an expert to do the inspecting for you – rates range from $170 to more than $200. This guarantees that an inspection is more thorough, as professional inspectors know the typical trouble spots in a piece of property.
2. Get a warranty.
Many people underestimate the need for a warranty. You need to secure your money and your purchase. So be sure to ask the seller for at least a 12-month warranty in case any problems arise during your first year in your new home. While some don’t see the need for this because of hiring an inspector, there is always the probability that he might have missed something or that an unforeseen problem will occur that is not your fault. You need to be protected for such incidents so a warranty is always a must.
3. Be insured!
This is in case on any emergency like a fire, water or insect damage, or even burglary. Getting one for your home is just like getting insurance for yourself, your car, or any other property. You never know what could happen, so it’s best to be prepared for any eventuality. Be sure to get as much coverage as possible, and you may even want to consider insuring all the things inside your home, for only a minimal fee.
Just don’t skip these important steps and you’re on your way to becoming a proud and secure homeowner! Congratulations!